I got my second COVID-19 vaccine today. I feel okay despite the sore arm and the fatigue. It’s not like normal feeling tired, it’s like depression with low affect meets pure exhaustion. But the thing is, I’m not actually depressed; it just feels like I am because all I have the energy to do is lay in bed. I took a long and hard nap after I got home. I am keeping up on Tylenol to reduce potential fever. I’m keeping hydrated with plenty of water.

I got nothing on the agenda for the next couple of days so I can do a little R & R. Or at least everything that needs to get done can be done from my computer as I lay in bed. The longer I lay here, the more I realize that I may have a slight fever and my body aches like I’ve been in a car accident.

I’m curious to see how I will feel a few hours from now and how I will feel tomorrow. Like I said, I feel okay, not too bad, but not too good either.

I’m not sure of all of the new regulations in my state on if I do or don’t have to wear a mask anymore. But I think it will be weird to go places and not have to wear a mask, or while others continue to wear a mask due to lack of vaccination.

All I do know is that you aren’t forced to carry your vaccination card on your person in order to be mask-less. So that means we are all held accountable to this imaginary “honor code” of “doing the right thing and only stop wearing a mask if you truly are fully vaccinated.” I know of people who are not intending to get their vaccine and will refuse to wear a mask, all because of this “honor code.”

However, I do think it should be a person’s choice to or not to wear a mask, but I also respect the rights of public to serve those customers, so the customers who are trying to enter certain establishments should either comply with local regulations and private property rules, or leave and choose not to spend their money there.

…

I took a writing break to do some budgeting activities. It kinda helped clear my head to work with some numbers. Hey, I’m no public accountant, but I do think it is interesting and fun to do money math. In writing, even when you write about yourself, are forced to write to hopefully entertain the reader, otherwise no one would read your blog if they didn’t get some knowledge, purpose, or entertainment out of it. So at some point if I’ve been writing a lot lately, which I have been, it’s easy to get burned out even in your passion, so you gotta change it up and try new things.

I have been super into learning about budgeting, expenses, and debt lately, I am not sure why. Well I do know why. I’m sick and tired of making payments on all this debt. I like nice things and I can admit that. But I really can’t afford the things I like and I have overextended myself far too many times and stretched myself too thin. So most of my income goes to debt, but I am trying to now be more frugal and spend less money so that I don’t go further into debt.

Through the help of YouTube and the internet, I have created a binder, no. Two binders! With envelopes with the slidy clasp that slides across the bag, man I love those clasps they are very therapeutic to play with. Anyways I got those, the 2 binders, and labels so I can label 24 of the bags. Labels for what, you may wonder. But it is labels for 12 of the smaller bags and 12 of the bigger bags. The bags are for cash and depending on the category and type of fund it is, you allocate a certain amount of cash to that particular bag.

The small binder is meant to fit in a purse and it is meant for cash envelopes. On the other hand, the big envelopes are meant for sinking funds. For the past week I wondered what the difference was between cash envelopes and sinking funds because I thought they were the same thing. But then it dawned on me that it’s the same general concept with a different purpose and reasoning behind them. Cash envelopes are for variable expenses, something that fluctuates in cost such as a weekly grocery bill or gasoline or going out to eat at a different restaurant. These cash envelopes replace debit or credit card spending almost entirely and what you save weekly, bi weekly, or monthly can go into savings or into a sinking fund. However, a sinking fund is an expense you prepare for that isn’t monthly, but happens irregularly that can potentially be expensive, so that can include Christmas, or birthdays, or anniversaries, vacations, etc. By putting a little bit away each week or month into both sinking funds and cash envelopes, you can prepare for what’s to come financially without getting into greater debt.

I won’t go much further into that because it probably bores most readers. I am feeling better than I did earlier from my vaccine. I am not too tired, just achy all over and my arm hurts pretty good around the injection site.

Let’s bring tomorrow on!

Much love.

Dani